Pool Lifecycle and Statuses

Pool Lifecycle and Statuses

Understand the different stages pools go through from creation to deal completion

Overview

Pools progress through several statuses from creation to final deal completion.Each status represents a specific stage in the pool's journey and determines whatactions are available, who can see the pool, and what editing is permitted.Understanding
the lifecycle helps you navigate the workflow and know what toexpect at each stage.

Lifecycle Overview

Pools follow two distinct flows depending on how you share them:

Share Flow (Preview Sharing)

      • Pool starts as Created when first created by the issuer
      • When shared using the Share button, recipients see the pool as Mandate Pending with Accept/Reject actions
      • When a market maker accepts, their view shows Under Review
      • When a market maker rejects, they no longer see the pool in their dashboard
      • Throughout this phase, the issuer retains full editing capabilities
      • The issuer can continue to share with additional organizations or proceed to Start Deal when ready

Start Deal Flow

      • When prerequisites are met (typically all pool loans NFT-minted), the Start Deal button becomes enabled
      • When the issuer clicks Start Deal, recipients see the pool as Ready for Deal with Accept/Reject actions
      • When a market maker accepts, the pool status becomes Deal and structuralediting is restricted
      • The accepting market maker proceeds with deal structuring and downstreamactivities

The lifecycle is designed to support collaboration—you create and prepare poolsprivately, share them for review and feedback while retaining editing rights, thenfinalize them as committed deals when ready.

Status Meanings

The statuses you see depend on your role and where you are in the workflow:

For Issuers

Created - The pool has been created with basic information (pool name, assetclass, transaction type, organization assignments) and is visible only to you. This isthe initial stage where you prepare the pool, add loans from the Loan Registry, andconfigure settings before sharing. Pools in Created status are completely private—no other organization can see them until you share.

Deal - The pool has reached its final committed state after a market makeraccepted via Start Deal. Structural editing is restricted at this stage. The acceptingmarket maker proceeds with deal structuring, and downstream transactionactivities continue from here.

For Market Makers / Investors / Rating Agencies (Recipients)

Mandate Pending - This is what you see when a pool has been shared with youthrough the Share button. You have Accept and Reject action buttons. Beforeaccepting the mandate, market makers cannot provide feedback on the pool—feedback functionality becomes available only after acceptance.

Under Review - This is what market makers see after they click Accept on aMandate Pending pool. You can now provide feedback, review loan details, requestloan removals, and prepare for the next steps. The issuer can still edit the pool andrespond to your feedback during this phase.

Ready for Deal - This is what you see when the issuer has initiated Start Deal. The pool is finalized (all loans NFT-minted) and ready for deal commitment. You have Accept and Reject action buttons to decide whether to commit to the deal.

Deal - After you accept a Ready for Deal pool, the status becomes Deal. Structural editing is restricted. The accepting market maker proceeds with deal structuring, and downstream transaction activities continue.

What Each Status Indicates

Created Status (Issuer view) indicates that you're still preparing the pool privately.You have full control: you can edit pool details, add or remove organizationassignments, map or unmap loans from the Loan Registry, upload recurring loantapes, and configure all settings. The pool is not visible to any other organization.Complete pool setup and loan mapping before sharing.

Mandate Pending (Recipient view) indicates that you have received a share andneed to decide whether to accept or reject. You can view pool details, metrics, andloan information, but market makers cannot provide feedback until they accept.Your Accept or Reject decision affects your view of the pool and enables ordisables subsequent actions.

Under Review (Market Maker view after accepting) indicates that you haveaccepted a mandate. Feedback functionality is now available—you can providepool-level and loan-level feedback, request loan removals, and collaborate with theissuer. The issuer may continue making changes based on your input.

Ready for Deal (Recipient view) indicates that the issuer has initiated Start Deal,meaning prerequisites (such as NFT minting for all pool loans) are complete and thepool is finalized. Your Accept or Reject decision here commits (or declines) the deal.

Deal Status indicates that the transaction is finalized and committed. The poolstructure is locked, and structural editing is restricted. The accepting market makerproceeds with deal structuring, investor allocations, and other downstreamactivities.


 

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